I need to update my response to this program now that I've used the 2.x and 2.2 versions for the last year or so.
Overall, this is a very stable and data reliable program; aspects that are essential to any financial program. It offers a thorough handling of most personal financial transactions, whether checking, investments, loans or cash accounts. Its automated banking transaction downloads are broad and robust, including the ability to screen for duplicate entries before entry. It can automate budget allotment to bucket/envelope amounts and report with clarity.
It is by far the most robust yet easiest solution I've found for customers using iOS devices on a daily basis. It's implementation of iCloud syncing is flawless and never requires manual updating by the user. It would be nice if it offered Dropbox as an alternative.
My only peeve, and it gets to the essence of Moneywell's methodology, is the bucket system. Once you figure out how to use it, and more importantly want to use it, Moneywell is a very helpful financial app...the best I've used out of iBank, QE, Money, Checkbook, SEE Finance, Moneydance, etc. But that's just it...if you don't like or understand the bucket system, Moneywell is difficult to use, cluttered and probably not the best solution for your personal finances.
Still, it is my default finance app and I've learned to love the buckets. Plus, the iOS solution alone puts it over the top for me.